The credit union will be closed on Wednesday, June 19 for the Juneteenth holiday.

ZERO NOW pay later! No Payments for 3 months!

PLUS, 0% APR for 3 months then Prime -0.50% APR after the introductory 3 months.

Great rates & flexible terms that work for you!

See our rates, apply online and calculate your monthly payment – is just one click away!

We Offer Student Loans & Refinancing Options!

Learn more about our student loan options by visiting our Student Lending Center.

Navigate the road towards retirement with an IRA!

Our IRA professionals can answer your questions and help you establish your IRA account today!

Banking at the touch of your finger.

Bank any time, any place with SPXFCU mobile app!

Today’s Rates:

48-Month Auto Rate

APR as low as

Home Equity Loan (up to 60 months)

APR as low as

6 Month Share Certificate

SPXFCU Shared Branching

Shared Branching

If you can’t get to our SPXFCU branch, you have access to over 30 branches in the local community thanks to Shared Branching! With Shared Branching, you are able to withdraw, deposit, and make loan payments. Participating local credit unions include Summit, Reliant, Advantage, and Family First. And if you’re not local, we have over 5,000 national branch locations at your disposal as well!

The SPXFCU Difference

At SPXFCU, what sets up apart from other credit unions is our unwavering, friendly support to our local community. We are your neighbors, friends, colleagues, and we strive to offer our members high-end, convenient support with the tools needed to be a full-service/one-stop location for all financial needs. We are even open on Sunday to service our bustling members and community as a whole. Become a member today and learn what it means to become a part of the SPXFCU family!

The SPXFCU Difference

News & Events


Annual Meeting

Join us for SPX FCU’s 2024 Annual Meeting! June 26, 2024 at 5:00pm The meeting will be held in person at the Credit Union at 2998 Chili Avenue. Each year, members are invited to attend the Annual Meeting to review the past fiscal year, the financial health of the credit union, and hear updates on […]


Check out These Essential Tips to Safeguard Yourself Against Fraud

Stay informed, stay vigilant, and together, we’ll combat fraud effectively.


Spam Text Messages and Phishing

Please keep in mind that a reference to a company in a text doesn’t make that message trustworthy. When in doubt, contact that company directly.


Gates Police Department – Press Release

“We urge you to be careful when receiving these emails, phone calls and even texts!”


Top 3 Current Fraud Trends in 2024

We are seeing a rise in fraudsters trying to exploit your personal information. Be aware of increased fraudulent activity.


In partnership with St. Pius X FCU, Consumer Credit Counseling Service of Rochester (CCCS) welcomes you! 

CCCS of Rochester helps families restore their financial health. Learn how a debt management plan can help you today!

See What the SPXFCU Family Are Saying

I would recommend SPX to anyone looking for a fair and supportive credit union!

Anthony V.


A great value we bring to our customers is that we are not just employees, we are lifelong members.

Bob C.


Everyone is treated like family at SPX. I’m proud to work here and I’m thankful that everyone at St. Pius is a part of my life.

Katelyn M.


We offer a personalized service to our membership that is unmatched by our competition. We help create a more financially sound future for our members.

Matt A.


As a member of St. Pius Credit Union, I’ve experienced the most wonderful customer service assistance in banking.

Randolph G.


SPX has excellent customer service. Everyone is helpful and friendly!

Shirley D.