* All rates effective October 18, 2019
| Loan Amount ($) | No. of payments (Monthly) | Rates (%) | Payment | |
|---|---|---|---|---|
| $0.00 | + |
| Account Type | Minimum Balance | Term | Rate | APY** |
| Share (savings) | $5.00 | N/A | 0.15% | 0.15% |
| Share Draft (checking) | N/A | N/A | 0.00% | 0.00% |
| Money Market | $2,500 – $24,999 | N/A | 0.50% | 0.50% |
| Money Market | $25,000 – $74,999 | N/A | 0.80% | 0.80% |
| Money Market | > $75,000 | N/A | 1.00% | 1.00% |
| IRA Share1 | $5.00 | N/A | 0.15% | 0.15% |
| Share Certificates & IRA Certificates1 | $500 | 6 months | 1.49% | 1.50% |
| Share Certificates & IRA Certificates1 | $500 | 12 months | 1.78% | 1.80% |
| Share Certificates & IRA Certificates1 | $500 | 24 months | 1.93% | 1.95% |
| Share Certificates & IRA Certificates1 | $500 | 36 months | 2.08% | 2.10% |
| Share Certificates & IRA Certificates1 | $500 | 48 months | 2.18% | 2.20% |
| Share Certificates & IRA Certificates1 | $500 | 60 months | 2.27% | 2.30% |
| Jumbo Certificates1 | $100,000 | Call for terms | Call for rates | Call for rates |
| Loan Type | Maximum Term | APR as low as* | Estimated Payment/$1,000** |
| New Auto (Never Titled) | Up to 48 months | 3.14%* | $22.20 |
| 49 – 63** months | 3.44%* | $17.46 | |
| 64 – 66** months | 3.54%* | $16.86 | |
| 67 – 72** months | 3.64%* | $15.71 | |
| 73 – 84** months | 4.14%* | $14.08 | |
| Used Auto (2012-2019) | Up to 48 months | 3.64%* | $22.66 |
| 49 – 63** months | 3.94%* | $17.82 | |
| 64 – 66** months | 4.14%* | $17.45 | |
| 67 – 72** months | 4.64%* | $16.66 | |
| 73 – 84** months | 5.14%* | $15.31 | |
| Used Auto (2008-2011) | Up to 48 months | 4.89%* | $23.28 |
| 49 – 63** months | 5.19%* | $18.45 | |
| 64 – 66** months | 5.39%* | $17.45 | |
| 67 – 72** months | 5.89%* | $16.71 | |
| Personal | Up to 60 months | 9.50%* | $21.00 |
| Overdraft Line of Credit | N/A | 9.50%* | $21.49 |
| Share Secured | 12 Years | 1.65%* | $7.66 |
| Visa Credit Card Classic | N/A | 12.90% | 3.5% of balance or $25 min pymt |
| Visa Credit Card Gold | N/A | 8.90% | 3.5% of balance or $25 min pymt |
| Student Loan – Undergraduate | $75,000 max | 4.95%* | N/A |
| Student Loan – Consolidation | $75,000 max | 5.50%* | N/A |
| Home Advantage LOC | 15 years – 80% LTV1 | 6.50%* | $8.85 |
| 15 years – 90% LTV1 | 7.00%* | $9.13 | |
| Tax Advantage Home Equity | 15 years – 100% LTV1 | 7.50%* | $9.41 |
| Fixed Rate Mortgage | Available through OwnersChoice Funding, Inc. | ||
| Visit the website | www.ownerschoice.com | ||
| Adjustable Rate Mortgage 1/1 | 30 years – 80% LTV1 | 5.25% | $5.84 |
| Adjustable Rate Mortgage 3/3 | 30 years – 80% LTV1 | 5.25% | $5.84 |
| Adjustable Rate Mortgage 5/5 | 30 years – 80% LTV1 | 5.25% | $5.84 |
| Adjustable Rate Mortgage 7/5 | 30 years – 80% LTV1 | 5.50% | $6.00 |
