Checking Accounts

As a member of SPX FCU, you are eligible to open a checking account. There are no monthly fees, no minimum balance requirement, and no per check charges associated with this account.

Along with your checking account, you may request a MasterCard Debit Card or ATM Card. Your ATM card allows you 24 hour access to your account.

Open a Checking
Account Today!

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Member Benefits

  • No monthly service charge*
  • No minimum balance
  • No per check charge
  • Itemized monthly statements
  • Automatic payroll deduction
  • Overdraft check protection
  • Courtesy Pay
  • Pay bills online from your account
  • ATM or MasterCard Debit card
  • Online access and eStatement delivery

*Other fees may apply per your account agreement.

SPX FCU MasterCard Debit Card

Use your Debit Card at any ATM – or like a credit card – it draws the money directly from your checking account. No more check cashing hassles – accepted anywhere you see a MasterCard logo or corresponding networks like Money Pass or Pulse.

  • It’s more convenient than writing a check. Just sign and go!
  • Your purchase is automatically deducted from your account.
  • Point of Sale transactions are absolutely free. International transactions may include a fee.
  • Safer than carrying cash – MasterCard’s Zero Liability policy means if your card is ever lost or stolen, you’re covered.
  • Use your receipt for easy record keeping. Details of your transactions are also available with iBanking.
  • Visit to find a surcharge free ATM near you!

*Other fees may apply per your account agreement.

With our ATM card, enjoy 5 free transactions per month at our ATM or one of the many network ATMs.

  • Use it 24/7 to access your account.
  • Check your balance or transfer funds right at the ATM.
  • Surcharge free ATM transactions are available at the following credit unions:
    ESL, Summit, Reliant, Advantage, Pittsford, and Family First
  • The perfect complement to your SPX FCU account.

See What the SPXFCU Family Are Saying

I would recommend SPX to anyone looking for a fair and supportive credit union!

Anthony V.


A great value we bring to our customers is that we are not just employees, we are lifelong members.

Bob C.


Everyone is treated like family at SPX. I’m proud to work here and I’m thankful that everyone at St. Pius is a part of my life.

Katelyn M.


We offer a personalized service to our membership that is unmatched by our competition. We help create a more financially sound future for our members.

Matt A.


As a member of St. Pius Credit Union, I’ve experienced the most wonderful customer service assistance in banking.

Randolph G.


SPX has excellent customer service. Everyone is helpful and friendly!

Shirley D.