The credit union will be closed on Wednesday, June 19 for the Juneteenth holiday.

Other Loans

SPXFCU offers an array of loan products to help you purchase that special something or provide you with additional cash in your pocket. We will help you find the best product and rate to fit your needs.

Apply for a Loan Today!

Rates Calculator

Want to calculate your monthly payment? Enter values into the calculator below. Add extra rows to compare different values.
*This is only an estimate. You will need to speak to a SPXFCU representative for accurate quotes and payment options.


We have loans available for:

  • Boats
  • Motorcycles
  • Campers
  • Recreational Vehicles
  • Mobile Homes
  • Education
  • Home Improvements

Stop by the credit union or give us a call at (585) 247-0724 to see how we can help.

Current Rates

*All rates effective: April 4, 2024

Loan Type Maximum Term APR as low as*
Overdraft Line of Credit N/A 9.99%*
Share Secured 12 Years 3.04%*

* Annual Percentage Rate (APR) Rates and loan terms are determined based on applicant’s past credit history will vary based on credit score. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates do not apply to refinance of an existing loan with SPXFCU. Rates subject to change without notice. Membership subject to eligibility. Other terms available.
**Estimate includes principal and interest only for longest term.

See What the SPXFCU Family Are Saying

I would recommend SPX to anyone looking for a fair and supportive credit union!

Anthony V.


A great value we bring to our customers is that we are not just employees, we are lifelong members.

Bob C.


Everyone is treated like family at SPX. I’m proud to work here and I’m thankful that everyone at St. Pius is a part of my life.

Katelyn M.


We offer a personalized service to our membership that is unmatched by our competition. We help create a more financially sound future for our members.

Matt A.


As a member of St. Pius Credit Union, I’ve experienced the most wonderful customer service assistance in banking.

Randolph G.


SPX has excellent customer service. Everyone is helpful and friendly!

Shirley D.