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Loan Rates
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Rates are subject to change and are dependent upon credit rating
Rates effective May 9, 2008

SECURED LOANS
Auto, Boat, Motorcycles, Campers, etc.
Description Term APR*
Loan 24 5.49
Loan 36 5.49
Loan 48 5.99
Loan 60 5.99
Loan 72 6.49
Loans over $30K,very good credit 84 7.49

UNSECURED LOANS
Description APR *
Personal / Signature 10.50
Line of Credit 10.50
VISA 12.9
Consolidation 10.50

MISCELLANEOUS LOANS
Desription APR
1 Year T-Bill Index(reference only) 1.93%
3 Year T-Bill Index(reference only) 2.56%
5 Year T-Bill Index (reference only) 3.10%
Shares Secured 4.25%
Stock Secured 4.75%
Tax Advantage Personal Loan* 6.74%
Money Market Secured 5.75%

HOME LOANS
Mortgages
Description APR
1 Year ARM 5.25%
3 Year ARM 5.25%
5 Year ARM 5.25%

HOME LOANS
Equity
Description Required Equity Maximum Term
Tax Advantage 0% 12 Years
Home Advantage 10% 15 Years
Home Equity LOC 20% 15 Years
Home Improvement 10% 12 Years
Please call us for your best rate.    

* Rates based on past credit history and ability to pay



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