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Loan Desk
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Better than 0% Financing...
Automobile manufacturers frequently offer buyers a choice of special financing or a rebate. If you are offered special dealer financing, ask about your rebate options - then call to compare. With the rebate option, you finance either at a higher rate or on your own.

Loan Payment Comparison:  $20,000 loan with a $2,500 rebate
48 Month Example ... 0.0% or 4.49%?
Information Dealer Financing St. Pius X Financing
Amount Financed $20,000.00 $17,500.00
Annual Percentage Rate 0.00% 4.49%
Monthly Payment $417.67 $399.02
Total Payments $20,000.00 $19,152.70
You save $847.30 at St. Pius X FCU

Did You Know…
Once your membership is approved, you are eligible to apply for a loan. Loans are available for cars, boats, motorcycles, homes, mobile homes, home improvements, appliances, bill consolidation, furniture, vacations and for just about anything.

To apply for a loan, just ask for an application either by phone, in person or online. Once submitted, you will receive an answer on your request usually within 24 hours.

Loans that are available include:

  • New and Used Car and Boat Loans
  • Student Loans - Private Loans after Stafford Loans are granted by school
  • Share Certificate and Stock
  • Line of Credit
  • Home Improvement and Construction Loans
  • Consolidation and Personal Loans
  • ARM Mortgages and Home Equity Loans
  • Visa Classic or Visa Gold with no annual fee

A St. Pius X Church FCU Loan features:

  • Lower rates
  • Full financing of automobiles
  • Flexible repayment terms
  • 24 hour loan review and, if qualified, approval
  • Automatic loan repayment from savings
  • Penalty-free early repayment


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